Card Reds
Posted in Uncategorized on 03/14/2004 03:35 pm by admin
Trust Your Instincts If Shopping Online with Credit Cards
Money is on the Web
Credit cards lead to the many success stories when traveling around the Web, uncovering the answer to an often taboo question: Is the Web really making money? 2009 offline and online retailers expect to see a 1.8 percent increase in 2009 sales, according to a survey of 100 chief marketing officers of leading retailers by the Retail Compass Survey.
Is the Internet Making Money During the Recession?
Most major retailers offer online shopping, particularly because they accept credit cards. Cheryl Schmidt, who owns Tast of Toledo Gift Baskets and Gifts, is a business owner getting steady sales from the Web. About half my sales come from my Web site, Schmidt says. Its not that all her sales come from online, but many people use her online store as a catalog to call in orders or go to the store if they live in or near the Toledo area. Taste of Toledo offers Christmas-themed gifts this time of year. The Toledo and Ohio Gift Basket is always popular year round, and especially during the holidays.
Online Shopping Can Be Dangerous; Keep Yourself Safe
While shopping online is more convenient and safer, in most cases, than shopping in a store, never let your guard down. The BBB (Better Business Bureau) offers tips for online shopping, some include:
Trust In Your Instincts
If a gut feeling makes you uncomfortable about bidding on or buying an item online, or if you feel more pressure than an ant under an elephant to place an order quickly, you should probably avoid buying from the Web site.
Gain Knowledge of Web-based Auctions
The worst thing to do is jump directly into a Web-based auction without checking out the important details. Take the time to get familiarized with not only the rules and policies of the auction site, but with all the legal terms involving warrants, refund policies, etc. of the sellers item which you would like to bid on.
Do a Double-Take with Prices
If you stumble upon a wonderful Web site offering the best looking laptop computer for $50, red flags should wave. Take care, and be wary of prices that seem too good to be true. It doesn’t matter if the product is new or used, the price should coincide with the item you intend to purchase. If you arent sure, do some online research. This could also confirm your decisions to use discretion when shopping online with credit cards.
Find the Privacy Policy and Read It!
Its very important that you read the privacy policy to find out what information the seller is going to try and collect from you, how the information will be used and how you can stop the process. If you search for a privacy policy button or link on a seller’s page and don’t find one, or it isn’t included with the legal terms (where it should be) and can’t find anything, don’t do business with them.
Be Alert and Check the Connection
After youve drooled over the things you wish to buy, you might want to pull out your credit cards and click on the buy now button. But before you give your payment information, there are various icons and software programs that indicate security software is in place on the Web site. You want to see what levels of encryption are in place, and whether they use credit card security is accredited, like through a company like VeriSign. If it’s all in place, relax and buy with ease.
Inspect Your Purchase When It Arrives
Once the item arrives in the mail, examine it carefully. If you notice any problems, contact the seller in writing immediately. Tell the seller what isn’t right with the product, and make sure to include a lot of detail. Also ask for repairs or a refund, and keep a copy of the correspondence.
Pay the Safe Way
The safest way to pay for anything on the Internet is by using the Visa, MasterCard or Discover logos; or, simply put, credit cards. If fraud occurs, card issuers have security measures in place to deal with it, that consumers can use.
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